Negotiating your mortgage in Israel

High rates and complex options make mortgage negotiation crucial to optimize your investment in Israel.

1. Prepare your file

Stable income and complete documents.

Simulate different rate and down payment scenarios.

2. Compare bank options

Fixed, variable, or mixed rates according to your profile.

Negotiate administrative fees and insurance.

3. Practical tips

Use a specialized broker.

Reassess your mortgage every 2–3 years to adjust rates.

Conclusion

A well-prepared negotiation can save tens of thousands of shekels. Diamond Realty guides you to the best financing.